Branch Offices

Birmingham 205.271.1210
Inverness 205.981.1600
Gardendale 205.608.2885
Alpharetta 770.407.7020
N. Perimeter 770.850.9000
Rome 706.232.9458

Mortgage Checklist

The following information is usually required during the loan process:

  • Most recent 30 day pay stub showing monthly and year-to-date income

  • Copy of last two year’s Federal Tax Return (all schedules) to verify commission and/or self employed income

  • Copy of last two year’s W-2 form

  • Documentation is needed to show where your down payment and closing cost will come from

  • Most Recent 1 Month Bank Statements for Checking and/or Savings Accounts (with name and account number on statement)

  • Most Recent 1 Month or Last Quarterly Statement for 401K, Stocks, Mutual Funds, etc.

  • Name of Your Homeowners Insurance Company, Agent, & Phone #

  • Copy of your Driver’s License

PLEASE NOTE: Additional documents may be requested for particular programs.

We also have programs that require little to no documentation for borrowers who qualify.

Henger Rast Mortgage Corporation
3500 Blue Lake Drive, Suite 325, Birmingham, AL  35243
Direct:  (205) 271-1210
webmaster@hengerrast.com
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